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Creating Income Generating Activities and Employment under Mudra Yojana 

Pradhan Mantri Mudra Yojana (PMMY) provides access to institutional finance to unfunded micro / small business units by extending loans upto Rs.10 lakh for manufacturing, processing, trading, services and activities allied to agriculture, which help in creating income generating activities and employment.  Overdraft facility upto Rs.5,000/- under Pradhan Mantri Jan Dhan Yojana (PMJDY) is also covered under PMMY.

Number of loans sanctioned since inception of the scheme are as under:

 

Financial Year Number of Accounts
2015-2016 3,48,80,924
2016-17 3,97,01,047
2017-18 4,81,30,593
2018-19 (up to 13.07.18)    95,85,870

Details relating to age profile of borrowers and of loan applications received by banks are not maintained centrally.

The details of loans sanctioned year-wise/State-wise since inception is given below:

 

State/UT-wise details of number of loans and amount sanctioned under Pradhan Mantri Mudra Yojana  [Amount in Rs. Crore]
    2015-16 2016-17 2017-18 2018-19 (13.07.2018)
Sr No State Name No Of A/Cs Sanction Amt No Of A/Cs Sanction Amt No Of A/Cs Sanction Amt No Of A/Cs Sanction Amt
1 Andaman and Nicobar Islands 24719 218.36 3353 80.15 3829 102.66 484 19.26
2 Andhra Pradesh 795688 6104.14 587569 6078.01 801845 10902.51 139264 2165
3 Arunachal Pradesh 4625 74.38 6109 81.46 11004 109.5 543 16.64
4 Assam 427272 1817.62 1255754 4908.3 1713004 6669.74 192380 841.09
5 Bihar 2451439 7553.83 3756716 12190.6 4314861 15919.4 894333 3518.82
6 Chandigarh 22605 212.42 19039 229.01 18257 419.98 3129 72.72
7 Chhattisgarh 639711 2265.5 884941 3334.27 962079 4747.29 174868 952.61
8 Dadra and Nagar Haveli 1236 21.72 2587 23.49 3408 36.79 120 3.1
9 Daman and Diu 1109 12.43 774 12.61 1086 23.55 123 3.83
10 Delhi 394388 2947.68 224975 3762.95 241797 4450.15 46303 779.26
11 Goa 45471 399.33 31289 390.2 39397 499.27 7305 87.97
12 Gujarat 1086407 6034.73 1103453 7781.94 1501226 11386.52 283559 1873.41
13 Haryana 745535 3259.27 716622 3843.53 786328 5940.4 192844 1322.86
14 Himachal Pradesh 85564 998.78 82851 1281.72 91992 1900.55 28129 551.26
15 Jammu and Kashmir 57974 1185.13 89712 1845.37 103125 2586.8 28355 789.67
16 Jharkhand 872868 2944.33 1023593 4004.13 1212671 5410.4 298987 1346.29
17 Karnataka 4459609 16861.35 3933578 18002.55 4568493 23009.73 1058968 4811.05
18 Kerala 830411 4857.68 982260 6288.62 2289805 9459.97 419477 2208.68
19 Lakshadweep 740 6.58 473 5.64 1044 12.95 136 1.64
20 Madhya Pradesh 2511191 8096.74 2683052 10506.45 2899123 14886.15 599537 2868.67
21 Maharashtra 3535065 13806.48 3344154 17286.66 3596620 22751.4 852923 4461
22 Manipur 24021 131.42 21865 156.05 33186 219.59 1914 32.53
23 Meghalaya 19151 166.48 23915 189.97 28846 216.25 3720 33.68
24 Mizoram 7772 86.5 6973 101.2 12400 157.62 2856 54.34
25 Nagaland 5134 85.89 11051 114.06 14141 135.98 659 20.75
26 Odisha 2343261 5694.86 2606769 7891.34 3470312 11558.91 842667 3138.86
27 Pondicherry 82866 337.84 130360 490.62 150477 895.16 32585 186.88
28 Punjab 653973 3572.42 705569 4640.84 819836 6723.82 196539 1529.48
29 Rajasthan 1159819 5484.95 1204837 9024.71 1746748 13862.55 437777 2677.52
30 Sikkim 6889 59.53 19865 99.88 21588 116.3 2288 21.51
31 Tamil Nadu 4781567 15846.14 5309857 18052.68 5860165 25331.68 1127685 5124.17
32 Telangana 400761 3834.55 482694 3878.38 789315 6545.26 51486 1003.04
33 Tripura 68146 372.06 253807 999.42 399299 1484.96 51506 205.75
34 Uttar Pradesh 3345382 12275.88 3337547 15282.61 4401217 22077.89 711622 4309.74
35 Uttarakhand 360007 1788.39 286579 1974.12 254783 2573.22 51735 509.2
36 West Bengal 2628548 8033.88 4566505 15695.01 4967286 20552.19 849064 3553.68
  TOTAL 34880924 137449.27 39701047 180528.6 48130593 253677.09 9585870 51095.96
    Source: As reported by Member Lending Institutions on the MUDRA Portal  

 

This was stated by Shri Shiv Pratap Shukla, Minister of State for Finance in written reply to a question in Rajya Sabha

About question in Rajya Sabha

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